I’m Kara Northcott, an independent financial consultant with over 30 years of hands-on experience in banking, finance, and investing.

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My mission? To give you the confidence, tools, and knowledge to create true financial freedom — on your terms.

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With a Post-Graduate Diploma in Business Studies (endorsed in Personal Financial Planning) and a proven track record in personal wealth building and active share trading, I combine real-world results with deep financial know-how to help you get ahead and stay ahead.

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Whether you're just starting out or ready to level up your finances, I offer:

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Self-paced learning modules designed to suit your lifestyle

Downloadable PDF guides and practical resources to support every step

Curated book recommendations to deepen your financial knowledge

Insights into the financial tools and products I personally use and trust

Actionable strategies for budgeting, investing, saving, and retirement planning

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I’m also proud to work as a financial literacy facilitator with the Retirement Commission, where I empower everyday Kiwis to take control of their money with clarity and confidence.

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By working with me, you’re not just learning about money — you’re building a lasting foundation of confidence, capability, and choice.

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Whether you’re navigating debt, growing your investments, or preparing for retirement, I’ll walk alongside you every step of the way.

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Let’s unlock your financial potential — and create the future you deserve.

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