For HR managers and business owners, financial stress isn’t just a personal issue — it’s a workplace performance issue. When employees are worried about money, it shows up in their work: reduced focus, slower output, more mistakes, lower engagement, and a noticeable drop in energy.

These aren’t character flaws. They’re symptoms of financial pressure — and they quietly erode productivity long before anyone realises what’s happening.

The Financial Wellbeing Diagnostic gives you a clear, human‑centred snapshot of how your people are coping and the commercial impact it’s having.

In just 9 questions, you’ll uncover:

• Your team’s Financial Wellbeing Score
• The productivity loss linked to financial stress
• The fastest actions to restore confidence, focus, and performance
• How your organisation compares to NZ benchmarks

For HR leaders, this is a practical wellbeing tool. For business owners, it’s a commercial clarity tool. For your people, it’s a step toward feeling supported and financially confident.

9 questions. Instant clarity. Real impact.

👉 Start the Diagnostic: https://kara.leaom.com/kara-northcott​

Warm regards,

Kara Northcott

Financial Educator & Facilitator
​Helping you create clarity, confidence and control with your money.

027 666 6784
📩 kara@financialconsultant.co.nz
🌐 kara-northcott-financial-consultant.kit.com​

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