6 DAYS AGO • 1 MIN READ

Could someone you know benefit from this?

profile

I help everyday people regain control of their money and use their income with confidence, clarity, and purpose.

Most people feel financially stretched and out of control—blaming external factors like the economy or their income. But lasting financial change comes from mastering what’s already within your control. I specialise in teaching practical money skills that help everyday people gain clarity, confidence, and control over their finances — so you can make intentional decisions, reduce stress, and create long-term stability and independence.

But it can also feel incredibly overwhelming.

Where do you start?

How much deposit do you need?

What can you actually afford?

What costs are involved?

And how do you make sense of mortgages and interest rates?

Often, the biggest barrier isn't the desire to own a home.

It's simply not knowing where to start.

The First Home Blueprint

On Tuesday 8 September at 7:30pm, I'm running a live online 60-minute seminar designed to help aspiring first-home buyers understand the key steps involved in preparing to buy their first home.

We'll cover:

Saving a deposit
Understanding what you need to consider when building your deposit.

Preparing to buy
The financial preparation that should happen before you start looking at properties.

Financial headwinds
Some of the challenges that can make buying a home feel out of reach—and how to think about them.

Interest rates
Understanding how interest rates can affect your mortgage and your repayments.

Mortgage structures
Breaking down some of the key mortgage fundamentals so you can have more informed conversations with lenders and advisers.

By the end of the session, you should have a much clearer understanding of your options, the costs involved, and the questions you need to be asking.

And most importantly, you'll have a clearer pathway forward.

And this is where you might be able to help someone.

You might not be looking for your first home yourself.

But perhaps you have a son, daughter, grandchild, niece, nephew, friend, or colleague who is.

Maybe they've been talking about buying but don't know where to begin.

Maybe they're saving for a deposit and wondering whether they're on the right track.

Or perhaps they're simply overwhelmed by the amount of information out there.

If someone comes to mind, please share this invitation with them.

Sometimes having someone point you in the right direction is the first step towards making something that feels impossible suddenly feel achievable.

The First Home Blueprint

📅 Tuesday 8 September
🕢 7:30pm
💻 Live online
⏱️ 60 minutes
💰 $19

[REGISTER FOR THE FIRST HOME BLUEPRINT]

Everyone who registers will receive the First Home Blueprint Workbook to use during the session.

If you know someone who is dreaming about owning their first home, I'd love to help them take their first step with greater clarity and confidence.

Feel free to forward this email or send them the registration details.

Sometimes the most valuable thing you can give someone isn't money — it's helping them know where to start.

Warm regards,

Kara Northcott

Financial Educator & Facilitator

Helping New Zealanders gain the knowledge, clarity and confidence to make smarter financial decisions.

027 666 6784
📩 kara@financialconsultant.co.nz
🌐 kara-northcott-financial-consultant.kit.com


Unsubscribe · Preferences

I help everyday people regain control of their money and use their income with confidence, clarity, and purpose.

Most people feel financially stretched and out of control—blaming external factors like the economy or their income. But lasting financial change comes from mastering what’s already within your control. I specialise in teaching practical money skills that help everyday people gain clarity, confidence, and control over their finances — so you can make intentional decisions, reduce stress, and create long-term stability and independence.