I wanted to personally share something I’ve been quietly building over the past little while — because I think it may really resonate with you.
It’s called The Calm Money Collective.
At its heart, it’s a supportive financial wellbeing community designed to help women (and men) feel calmer, more confident, and more in control of their money — without shame, overwhelm, or pressure.
Why I created it
After more than 30 years working in banking, personal wealth management, and financial education, I’ve noticed something very consistent:
So many capable, intelligent people are doing their best financially… but still feel stressed, uncertain, or quietly overwhelmed behind the scenes.
Not because they’re doing anything wrong — but because money often feels complicated, emotional, and isolating.
And most traditional financial advice doesn’t take that into account.
What the Calm Money Collective is
This is not a complicated course. It’s not about strict budgeting. And it’s not about doing everything perfectly.
Instead, it’s a calm, practical space where you can:
- understand your money more clearly
- take simple, achievable steps forward
- build confidence without pressure
- and feel supported while you do it
Each month, members join a live session where we focus on one key area of financial wellbeing — keeping things simple, grounded, and realistic for everyday life.
You also have access to ongoing support and resources designed to help you feel more in control over time.
Investment
The Calm Money Collective is $29 per month.
One important thing I want to highlight is this:
If you join at this rate, your price will remain the same for as long as you stay an active member.
If this feels like you…
If you’ve ever found yourself:
- wondering where your money goes each month
- feeling like you “should be better” with money by now
- avoiding looking at certain financial things
- or just wanting things to feel simpler and calmer
…then this may be exactly the kind of support you’ve been looking for.
Two gentle next steps
💛 Join the waitlist
If you already know this feels like a good fit, you’re warmly invited to join the waitlist for early access:
👉 Simply reply to this email and let me know
💬 Or book a free 20-minute chat
If you’re unsure whether this is right for you, you’re very welcome to book a free 20-minute Calm Money chat with me.
We’ll simply talk about where you’re at, what’s feeling most important for you right now, and whether this is a good fit — no pressure, no obligation.
👉 [Book a free 15-minute chat]
I genuinely created this space because I believe financial confidence should feel calmer, simpler, and more human than most of us have been taught.
And if this feels like the kind of support you’ve been missing, I’d love to welcome you in.
Warmly,
Kara Northcott
Financial Educator & Facilitator
Helping everyday people feel confident and in control of their money
027 666 6784
📩 kara@financialconsultant.co.nz
🌐 kara-northcott-financial-consultant.kit.com
We’ve had some incredible conversations already inside the Money Clarity Bootcamp, and it’s not too late to join us 💛
If you’re ready to stop feeling overwhelmed by money and start building real financial confidence, you can still save your spot here:
Ready for your next step? Take the Wheel of Financial Freedom Scorecard and uncover the key areas that will move you closer to financial freedom.
