27 DAYS AGO • 1 MIN READ

I'm building something new

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I help everyday people regain control of their money and use their income with confidence, clarity, and purpose.

Financial Literacy Coach and Educator

Most people feel financially stretched and out of control—blaming external factors like the economy or their income. But lasting financial change comes from mastering what’s already within your control. I specialise in teaching practical money skills that help everyday people gain clarity, confidence, and control over their finances — so you can make intentional decisions, reduce stress, and create long-term stability and independence.

I want to try something a little different.

I'm thinking about the future of financial education.

And in particular, how we could make getting help with money simpler, more accessible and more personal.

One of the ideas I'm exploring is a custom AI Financial Coach, trained around my financial education content and approach.

Imagine being able to ask a money question when it occurs to you.

Get help understanding something.

Work through a financial decision.

Clarify your next step.

Or simply have somewhere to turn when you're thinking, “I really should sort this out.”

But here's the thing.

I'm not building it yet.

Because I don't want to build something based on what I think people need.

I want to know what you actually need.

So I've created a short Financial Growth Assessment.

It asks questions like:

  • What's your biggest financial challenge right now?
  • What are you trying to achieve?
  • What have you already tried?
  • What's the one financial question you'd love answered?
  • What would you want an AI Financial Coach to help you with?
  • What kind of financial education or support would actually be useful to you?

And your answers will help me decide what I build next.

It might be an AI Financial Coach.

It might be a new course.

It might be a workshop.

It might be one-to-one support.

Or it might be something I haven't thought of yet.

That's the point.

I want to listen before I build.

Because I believe the best financial education starts with the questions people are actually asking — not the questions we assume they're asking.

So if you've got five minutes, I'd really appreciate your input.

​TAKE THE FINANCIAL GROWTH ASSESSMENT​

And there's another reason I'm doing this.

I want to make financial education feel less intimidating.

You shouldn't need to know all the financial terminology.

You shouldn't feel embarrassed because you don't understand something.

And you certainly shouldn't feel like you're the only person who hasn't got it all figured out.

Money is a skill.

And skills can be learned.

Thank you for helping me shape what comes next.

Warm regards,

Kara Northcott

Financial Educator & Facilitator

P.S. There's no right or wrong answer in the assessment. I'm genuinely interested in what you're experiencing, what you're trying to achieve and what would make the biggest difference to you. So please be honest — your answer might be exactly the insight I need.

Helping Kiwis become more confident with money through practical, easy-to-understand financial education.

027 666 6784
📩 kara@financialconsultant.co.nz
🌐 kara-northcott-financial-consultant.kit.com​

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I help everyday people regain control of their money and use their income with confidence, clarity, and purpose.

Financial Literacy Coach and Educator

Most people feel financially stretched and out of control—blaming external factors like the economy or their income. But lasting financial change comes from mastering what’s already within your control. I specialise in teaching practical money skills that help everyday people gain clarity, confidence, and control over their finances — so you can make intentional decisions, reduce stress, and create long-term stability and independence.

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