Have you noticed that your money just doesn't seem to go as far as it used to?

You're certainly not alone.

The latest New Zealand Consumer Lifestyles Study from the University of Otago found that more than half of New Zealanders surveyed had gone without something they would normally buy in order to meet essential costs.

And I think there's another part of this conversation that we don't talk about enough.

Sometimes it's not simply about earning more money.

It's about understanding what is happening to the money you already earn.

Because you can be earning a reasonable income, paying your bills and trying to be sensible with your money and still reach the end of the month wondering:

“Where did it all go?”

Maybe it's a few subscriptions you don't really use anymore.

Maybe it's regular spending that has slowly become a habit.

Maybe it's convenience spending that doesn't seem like much at the time.

Or perhaps there are simply things coming out of your account that you've never really stopped to look at.

And here's the thing...

I'm not going to tell you that you need to stop buying coffees, cancel every subscription or never enjoy yourself.

That's not financial freedom.

Financial freedom is about having choices.

And you can't make intentional choices about your money if you don't know where it's going.

That's why I've created the Money Leak Finder.

On Tuesday 3 November at 7:30pm, I'm hosting a simple one-hour online workshop where we'll look at:

🔎 Where your money is actually going

💸 The everyday spending that can quietly add up

💡 How to identify potential money leaks

🎯 How you can decide what to reduce, remove or redirect

📈 And ways you can start thinking about getting further ahead financially

You'll also receive the Monthly Money Map so you can put what we cover into practice.

And who knows what you might discover?

Finding just $100 a month could mean $1,200 a year.

Finding $250 a month could mean $3,000 a year.

I'm not promising you'll find that much but I do think it's worth looking.

Because the money you're looking for might not always be money you need to earn.

It might be money you already have, but simply haven't been seeing.

​Money Leak Finder​

Tuesday 3 November​
​7:30pm​
​Online​
​$29

If you've been thinking, “I really need to get on top of my money,” this is a great place to start.

Come along, have a look at what's really happening with your money, and let's see what opportunities you can uncover.

​Find the leaks. Take back control. Create more choices.​

I'd love to have you there.

Warmly,

Kara Northcott

Financial Educator & Facilitator

Helping New Zealanders gain the knowledge, clarity and confidence to make smarter financial decisions.

027 666 6784
📩 kara@financialconsultant.co.nz
🌐 kara-northcott-financial-consultant.kit.com​

​Unsubscribe · Preferences​