Have you ever caught yourself saying, “I can’t afford it”? I know I used to — and it kept me stuck.
Then one day, I made a small but powerful change: I asked myself, “How can I make this work?” instead of focusing on what I didn’t have.
That simple shift transformed everything. Suddenly, I wasn’t blocked by lack — I was fueled by creativity, resourcefulness, and the confidence to make the money I had go further.
💡 Here’s the truth:
It’s not about earning more. It’s about changing your relationship with money. With the right mindset, even small amounts can stretch further, savings grow faster, and opportunities you never saw before start to appear.
Try this mindset shift today:
1️⃣ Catch yourself when you say “I can’t afford it.”
2️⃣ Pause, and ask: “How can I make this work?”
3️⃣ Brainstorm practical, small steps to get there — cutting unnecessary costs, swapping habits, or reallocating funds.
The results might surprise you. It’s amazing how a tiny change in thinking can ripple into bigger financial freedom.
✨ Remember: Your mindset isn’t just a thought — it’s your most powerful financial tool.
Warmly,
Kara Northcott
P.S. Myth: I should understand this by now.
Truth: No one teaches this properly. 💛
Financial Educator & Facilitator
Helping everyday people feel confident and in control of their money
027 666 6784
📩 kara@financialconsultant.co.nz
🌐 kara-northcott-financial-consultant.kit.com
Worried about whether your money will last through retirement? You’re not alone.
Retire With Confidence is a small-group programme designed to help you:
- Plan your spending with peace of mind
- Understand KiwiSaver, NZ Super, and your savings
- Feel secure and in control of your retirement years
- Get support and answers in a safe, judgement-free environment
With 3 training sessions + 3 follow-up Q&A sessions, you’ll gain the clarity to enjoy retirement without worry.
👉 Reply to this email or click here to learn more.
