Have you ever noticed how differently people live their money lives?

Some people feel calm and confident with money.
Others feel stressed, avoid it, or constantly second-guess themselves.

And here’s something important to know 👉
It’s not about how much you earn.

Our relationship with money is shaped by a unique combination of our experiences, beliefs, habits, and personality. Over time, these things quietly influence how we earn, spend, save, and plan — often without us even realising it.

🧠Your money habits are not random

Research developed by Auckland University shows there are five different money personality types.
There’s no “good” or “bad” type — but there is huge value in understanding yours.

When you know your money personality:

• You stop fighting yourself
• Your money decisions start to feel clearer
• You can create strategies that actually work for you

✨One money personality: The Enterpriser

Enterprisers are typically:

• Clear about their financial future
• Confident and informed with money
• Strategic and calculated with spending
• Strong planners who think long-term

If this sounds like you — or if you’re curious which personality fits you best — I’ve got a simple and insightful tool to help.

​🔗Take the Money Personality Quiz​

I’ve included the link above for you to discover your money personality. It only takes a few minutes, and the results can be incredibly eye-opening.

👇 Once you’ve taken it, I’d love to hear from you
Reply to this email and tell me:
​What money personality did you get?

Understanding yourself is one of the most powerful steps you can take toward feeling more confident and in control of your finances.

Warmly,

Kara Northcott

P.S. There’s no judgment here — just curiosity, clarity, and better conversations about money 💛

Financial Educator & Facilitator
​Helping everyday people feel confident and in control of their money

027 666 6784
📩 kara@financialconsultant.co.nz
🌐 kara-northcott-financial-consultant.kit.com​