Take Control of Your Money — It’s Easier Than You Think!

Have you ever felt like your money is controlling you — instead of the other way around? You’re not alone. Most people never get the chance to really understand how money works or how to make it work for them. That’s exactly why I started this newsletter: to help everyday people like you feel confident, in control, and excited about your finances.

I’m Kara Northcott, and my mission is to help you take back control of your money — giving you the knowledge, clarity, and confidence to spend, save, and grow it in ways that actually align with what matters most to you.

After 20 years in the investment industry, I thought everyone understood the basics of managing money. But when friends, colleagues, and community members started asking me for guidance, I realized the truth: most people had never been taught how money really works. They didn’t know how to make it work for them.

That’s why I’m here — to empower you to move from feeling powerless over money to feeling inspired, confident, and in control. Because financial freedom isn’t about luck or income — it’s about clarity, knowledge, and deliberate action.

A few fun things about me:

I only read books on business, finance, investing, and self-development (fiction just isn’t my thing!)
I cycled the length of New Zealand in 2023
In another lifetime, I used to sell motor vehicles

Through this newsletter, I’ll be sharing practical tips and insights on topics like:

How to build a simple budget that actually works
Paying off debt faster without giving up the things you love
Small changes that make a big difference to your finances
Common money mistakes to avoid
Investing and share trading made simple

I want to build a community of everyday people who are ready to feel confident, in control, and inspired when it comes to money. Together, we’ll take steps toward financial freedom — one simple, deliberate action at a time.

Thank you for joining me on this journey. I’m excited to share what I know, learn from your experiences, and grow together as we take charge of our finances.

Here’s to clarity, confidence, and control!

Warm regards,

Kara Northcott

Stop feeling broke, start feeling in control

027 666 6784
📩 kara@financialconsultant.co.nz
🌐 kara-northcott-financial-consultant.kit.com

I’ve had quite a few of you reach out recently saying you’d love to learn more about how to start investing — especially how to understand the basics without feeling overwhelmed.

So, I’ve decided to run a free one-hour beginner investing webinar! 🎉
It’s going to be really simple, friendly, and practical — no confusing jargon, just easy steps to help you feel more confident about getting started.

I’m planning to hold it in early November, most likely on a Thursday evening around 7:30pm, so it fits nicely after dinner and family time.

If you’d like to join, just hit reply and let me know what day and/or time would suit you best — I’d love to make sure it works for as many people as possible.

Can’t wait to help you take that first step toward investing with confidence! 💪

💬 Client Feedback Spotlight

I love helping clients feel confident and informed about their finances. 🌟
Have questions or need guidance? Reach out — I'm here to help! 📩