Most people don’t need more income—they need fewer leaks. 💰

Take 15 minutes to spot where your money might be quietly dripping away. Subscriptions, takeaways, small fees… they all add up.

Uncover your “money leaks” and reclaim $50–$200 a month—or even more!

Here’s how to start:​
1️⃣ List your subscriptions and memberships.
2️⃣ Track small recurring purchases (coffee, apps, delivery fees).
3️⃣ Identify which ones you can cut or reduce.

💧 Tip: Stop your money from leaking before you try to earn more.

Warmly,

Kara Northcott

P.S. "Being careful with money doesn't mean being fearful" 💛

Financial Educator & Facilitator
​Helping everyday people feel confident and in control of their money

027 666 6784
📩 kara@financialconsultant.co.nz
🌐 kara-northcott-financial-consultant.kit.com​

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Retire With Confidence – Limited Spots Open

Approaching retirement or newly retired? Feeling unsure about whether your money will last?

Retire With Confidence is a calm, practical 3-session programme (plus 3 follow-up Q&A sessions) designed to help you:

• Understand how NZ Super, KiwiSaver, and your savings work together
• Spend confidently without guilt
• Plan for the unexpected with clarity and peace of mind
• Feel secure and in control of your retirement

No jargon. No pressure. Just guidance to help you enjoy your retirement with confidence.

​👉 Interested? Reply to this email or click here to find out more.​

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